all about credit reports and how to get better credit scores

The Fair Credit Reporting Act (FCRA), Section 605(c), provides protection for active duty military personnel with the Active Duty Alert.  If you, or someone you know, is currently deployed or soon to be deployed, please pass this information on to them. WHO CAN DO IT The active duty consumer or their personal representative can place a specific alert on their credit file with the three major credit bureaus, Experian, Equifax and TransUnion.  The alert is good for at least twelve months and can be in place for a longer period of time based on the length of deployment. WHAT IT DOES The alert requires credit grantors to verify identity before issuing credit or loans in the consumer's name.  This can reduce the potential for identity theft and unauthorized opening of accounts in the active duty consumer's name.    It also takes their name ...

There are actually two sides to this topic: Having good credit to get approved for a rental. Keeping good credit after moving out from an apartment. Because we work with people to build better credit scores for whatever their financial goals are, most of our site has information that can be used toward getting good credit. This article offers suggestions specifically toward those people in an apartment or rental property on how to keep their good credit after moving out.  We have seen countless credit reports with collections and judgments listed from apartment management and utility companies and so many of the stories sound the same.  So here are some tips to keep your good credit. 1) Before you sign a lease, request a clause that lets you terminate early with no penalty for whatever reasons you can foresee as possibilities. ...