It happens every year.  We hear from people in February or March who just found out they have a late payment on their credit report.  Followed by, “We were out of town and didn’t get the mail in time” or “I just missed it in all the other mail that piled up while we [...]

Last week, we talked about the importance of reading ALL of your statements, personal and business. Toward the end of that article, we mentioned the current scam in Arizona regarding a letter being sent to LLC companies.
Well, we got that very letter in our mail just two days after writing about it.  The amazing part [...]

We’re hearing this from lots of people.  And if you think it doesn’t apply to you because you have good credit, keep reading. 
Your credit card limits play an important part in your FICO credit score.  Understanding how it works can help you get, and keep, a higher credit score. 
Credit card companies, along with [...]

As part of your personal Financial Fitness Plan, you need to read every financial document you get.  Yes, really.  Everything.  You’re probably wondering how this could possibly be connected to improving your credit rating and getting a better credit score.  There are actually several ways.  The bonus is that almost all of them can help you save [...]

  If you have a credit card of any type, you probably have received a Privacy Notice from the credit card company, usually included with one of your monthly statements.  It is a typical corporate notice, identifiable by the tiny print on several pages of legal sounding disclosures.  If you are like most people, it [...]