Archive for February, 2009

What Does A Charge Off Mean?

   Learning about credit reports and understanding the scoring formula can help you get better credit scores.  Even if you have faced credit challenges or made some unwise choices in the past, your credit rating can recover.  And you can help it grow by making sure your credit report is accurate.  Remember, more than 79% of credit reports [...]

Protect Your Credit At Tax Time

   Here we are in the middle of tax season and your personal, financial documents are front and center stage.  A key component of successfully growing better credit scores is protecting your information and identity.  Here are eight tips to protect yourself during tax season.
1) Keep your personal and tax information locked up.  Whether it’s at the office or [...]

Experian Stopping Access to FICO Scores!

 
   According to Fair Isaac Corporation, creator of the FICO score, one of the three credit bureaus, Experian, will no longer allow consumers to view their FICO scores based on Experian data.  This becomes effective February 14, 2009.  

After that time, consumers will only be able to obtain two of their own FICO scores, but not all [...]

Guard Your Personal Information

   Yes, we’ve said it before; you hear it on TV and read it in the news.  Safeguard your personal and financial information to protect yourself and your credit.  Part of getting better credit scores is having accurate information.  And if someone assumes your identity, or uses your accounts fraudulently, it can wreak havoc with your credit [...]

CNN Money Quiz

   The Personal Finance section of CNN Money has an interesting quiz titled Are You Smarter Than A Boy Scout?  The quiz takes questions from the Personal Management Merit Badge that is required for all scouts to earn their Eagle Scout rank.
You don’t have to be a scout, or even a boy, to take this [...]

Accounts Used For Online Bill Pay

  Automatic bill pay and good credit scores.  It seems like they go hand in hand.  The convenience of paying bills through automatic account transfers or electronic bill pay has become a way of life for many of us and it is commonly accepted by most companies who send us a bill.  Some people find [...]

Next
Previous