Yet another article about the battle to protect your credit rating and get better credit scores. This time it involves the recent stimulus law, the American Recovery and Reinvestment Act (ARRA), and the multitude of scams surrounding it on the internet and through emails.
As Eileen Harrington, acting director of the Bureau of Consumer Protection at [...]
A successful Financial Fitness plan should include credit building strategies to get better credit scores. One part of building good credit is to schedule regular Credit Report Monitoring and correct any errors.
The Fair Credit Reporting Act (FCRA) allows consumers to obtain three credit reports each year at no cost, one from each of the three major credit bureaus. The true, FCRA mandated site [...]
This is a reminder that FICO scores are on sale until the end of March. You can get two of your credit reports and actual FICO scores, the scores most lenders use, at FICO’s own site. During their 8th anniversary celebration, you can save 30% on your scores so they are about $11 each rather than $16. [...]
The number one factor in your credit score is Payment History. Paying all bills on time, each and every month, is the best way to build your credit rating over time and to get better credit scores.
WHAT IS A LATE PAYMENT ON A CREDIT REPORT?
Typically, late payments of less than 30 days do not [...]
As everyone looks for ways to cut their expenses, some are looking at ways to add to their incoming money sources. One place to look is at the website of the National Association of Unclaimed Property. You can also check out www.missingmoney.com for all states’ records except California and New York.
There is approximately $33 [...]
Before you check out this new singing credit video, there are a few things we have to say.
We’ve said it before and yet we get questions about it.
People still think it’s the place to go for the no-cost credit reports they are entitled to by law.
Just because Experian pays big bucks to advertise their [...]