As you follow your Personal Financial Fitness Plan that includes protecting your credit against fraud and identity theft, remember to include prevention practices when job searching.  The national increase in unemployment has seen a growing number of bogus work-at-home and job-recruitment schemes.  There have even been reports of ID theft scams at job fairs that [...]

   Last month we featured an article on homeowners across the country trying to save their homes from foreclosure by using the Produce the Note strategy.  Read the full article here.
The Consumer Warning Network has expanded the information about this strategy on their website.  This week, their posting titled “What If Your Lender CAN’T Produce The [...]

   We specialize in credit report correction and consumer credit education as the way for our clients to develop higher credit scores.  To have a good starting point, we recommend that everyone check their own credit reports at least three times per year.  This is easily accomplished using the no-cost credit reports everyone is entitled [...]

   As you already know, we work with people all over the United States, teaching them to get better credit scores through credit education. One of the most common questions we get is “How do I get a free credit score?”. 
Well, there really isn’t much in the way of free credit scores.  When you apply [...]

   A few years after it was first announced, FICO 08 is finally being used.  This updated version of the FICO score became available from TransUnion (TU), one of the three major credit bureaus.  The full name used by TU is FICO Risk Score Classic 08 and it has some major changes from previous FICO score [...]

   By now, most consumers know they have a credit file and that the credit bureaus, also known as credit reporting agencies, keep these files.  You know the importance of monitoring your credit reports to assure accuracy as you build your credit rating and get better scores.  The Fair Credit Reporting Act (FCRA) and its amendment, the  [...]