Archive for May, 2009

8 Tips to Protect Your Credit

When you are working toward getting better credit scores, there are many things you can do to help yourself.  This includes being proactive in protecting your credit as you grow it.  These 8 tips give you information to protect your personal and financial information, as well as reduce the amount of stuff you get in [...]

Free Legal Help

Free Legal Info for Arizona Residents From 4:30 – 6:30 p.m. on the first Tuesday of each month, volunteer lawyers answer legal questions on Channel 12. Lawyers on Call is a public service program sponsored by the State Bar of Arizona and Phoenix’s Channel 12 KPNX TV.  
This coming Tuesday, June 2nd, the topic is [...]

Debt Settlement Follow-up

Last week we told you about our client who saved over $37,000 by negotiating his own debt settlement with his creditors in this article.  This is a fantastic way to help your finances and a great alternative to debt settlement companies that are prevalent right now as more people feel the squeeze of too much debt.  [...]

IRS Didn’t Shred Docs

A Reuters' article on Thursday featured information from a U.S. Treasury Inspector General for Tax Administration's audit.  The investigators found sensitive documents containing personal identifiable information about U.S. taxpayers in the dumpsters or trash cans at eight IRS offices in four different states.  You can read the full report here along with the IRS' reply.
This [...]

Credit Card Legislation

The media is all over the news that the Senate passed the Credit Card Accountability, Responsibility and Disclosure Act.  Now it goes to the House and the President wants it on his desk within days.
So what's in it for you?  That remains to be seen as the House version has some differences and the negotiations [...]

Loan Modification Impact on Credit Scores

What will a loan modification do to credit scores?  As one of the latest trends in the housing and mortgage industry continues to unfold, we are fielding many questions about it. 
WHAT IS A LOAN MODIFICATION? According to HUD (Housing and Urban Development) a Loan Modification is a permanent change in one or more of the [...]

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