Archive for January, 2010

Free Legal Advice on Credit

The State Bar of Arizona and Channel 12, KPNX in Phoenix, are sponsoring Lawyers on Call.  This public service is a monthly opportunity for citizens to call in and have their questions answered by volunteer lawyers.
This month’s topic is Credit Resolution Problems.
WHEN:  The first Tuesday of every month.   February 2, 2010 from 4:30 to 6 :30 [...]

Copy Your Wallet

Our goal is to assist people in correcting their credit reports and getting better credit scores through education and consulting.  We also believe that you need to protect your credit to keep it good and growing.  One way to reduce your risk of identity theft is to go through your wallet and remove your Social [...]

Your Mid Score

When we talk about our credit scores, we are referring to the three scores calculated on the information stored by the three major credit reporting agencies in the U.S. and Canada: Equifax, Experian and TransUnion.  Rarely are these scores exactly the same because of different information in your credit file at each of the three [...]

Auto Loans After Bankruptcy

We all know that the financial and credit landscape has changed dramatically over the past few years.  This is true in the auto industry as well as for people who have filed personal bankruptcy.  With our consulting services, we work with people from all walks of life who have experienced many different situations with their [...]

Beware Donation Scams

Whenever there is a disaster in the world and the donations of assistance pour in, there seems to be an influx of scams attempting to take advantage of peoples’ generosity.  Because of the earthquake in Haiti and the volume of electronic donations this week, we are providing some information to avoid charity scams and protect [...]

Keep Credit Cards Active to Build Credit

There are five parts to the FICO score.  The second largest part, accounting for 30% of it, is the Amounts Owed, also called the Utilization Ratio.  This is the difference between the loan amount or credit limit on an account compared to the balance that is currently owed on it.    An important part of growing better credit [...]

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