Archive for February, 2010

What About Free Scores?

We recently had a question about getting free credit scores.  And with the general public’s growing awareness of the importance of good credit and their credit scores, more and more people are interested.  So what to do and where to go?
The two sites being advertised the heaviest right now are the freescore and freecreditreport websites.   [...]

ATM Safety Tips

Identity theft happens from many different sources.  The best way to prevent identity theft is to practice prevention at all times.  This includes being cautious and responsible when using an ATM.
- Always protect your ATM card the same as you would protect your cash.  If you have not yet copied the contents of your wallet, it’s [...]

Your Free Credit Reports

Yes, every adult in the U.S. is entitled to a free credit report each year.  You actually get THREE free reports annually, one from each of the three credit reporting agencies, better known as credit bureaus.   These have been available since late 2004, thanks to the provisions in FACTA, the Fair and Accurate Credit Transactions [...]

Credit Protection at Tax Time

Yes, the Super Bowl is over and tax time is upon us.   While most people’s focus is on maximizing deductions and getting a refund, it is a good idea to think about identity theft prevention while your personal financial documents are front and center stage.  An important part of getting better credit scores is protecting [...]

Beware ‘No Payments for 1 Year’ Accounts

We’ve all seen the ads: “Qualify today and get 12 months with no payments and no interest!” or  “Your purchase free for one year!”  Some people have benefited from this type of financing and saved money be paying the account off before the interest charges kicked in.
However, there are some things that consumers should be aware of, [...]