Identity theft happens from many different sources.  The best way to prevent identity theft is to practice prevention at all times.  This includes being cautious and responsible when using an ATM.

- Always protect your ATM card the same as you would protect your cash.  If you have not yet copied the contents of your wallet, it’s time to do so.  Click here for more info.

- Protect your Personal Identification Number, your PIN.  Do not give the number to anyone else, do not write it down and on the card or in your wallet, do not use your birthday or street address for a PIN number. 

NOTE: ATM fraud is often committed by someone who knows the ATM cardholder. 

- Always take your receipt.  Even if the transaction was not completed, keep all papers associated with your ATM card.  When you’re ready to throw them away at home, shred them.

- Watch for unusual or bulkyATM machines.  In an ATM scam called “skimming”, the thieves attach a realistic looking electronic device to the ATM that can capture card information and PINS.  If the ATM is odd-looking to you, don’t use it.

- Practice personal safety, too.  Have everything ready when you get to the machine, don’t get your wallet out to retrieve the card while standing there.  Cover the keypad when entering your PIN.  Lock your car when you walk up to a machine.  Only use machines with ample lighting after dark.  Use common safety sense.

We all love the convenience of electronic banking.  Make sure you take measures to protect your finances and personal information at all times.

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