Author Archive

How To Get Your Own Credit Reports

We have received so many questions over the past few weeks about getting your own credit reports.  Here is what you need to know:
YOU CAN CHECK YOUR CREDIT REPORT AT NO COST TO YOU
Everyone is entitled to one free report annually from each of the three credit bureaus for a total of THREE free reports [...]

Credit and Your Vacation

Here are 5 tips to protect your credit and prevent identity theft while you are on vacation:
1) EMPTY YOUR WALLET
     Only carry the credit cards you are going to use on your trip.  Do NOT carry your social security card in your wallet.  Leave the checkbook and blank checks at home.
2) NOTIFY YOUR BANK AND CREDIT CARD COMPANY [...]

AZ Free Legal Advice

The State Bar of Arizona and Channel 12, KPNX in Phoenix, are sponsoring Lawyers on Call.  This public service is a monthly opportunity for citizens to call in and have their questions answered by volunteer lawyers.
This month’s topic is Foreclosure and Bankruptcy.
WHEN:  The first Tuesday of every month.   The next one is July 6, 2010 from 5:00 [...]

Credit Building For Students

Young people need to know about credit reports and scores.  Why?  As a credit consultant, I review so many credit reports where people say, “I never knew that”, “I wish someone would have told me”, and “Why didn’t they tell me that before I went to college and got all those credit cards??”    Additionally, many [...]

4 Reasons for Credit Report Errors

Studies show that 79% of all credit reports contain errors.  Additionally, 25% of credit reports contain errors serious enough to result in a denial of credit.  So how do errors get on the reports?   Before we talk about how mistakes happen, we should to review how the credit report itself is developed.
Lenders who have extended credit [...]

Credit Security Freeze

This past week’s topic has definitely been credit monitoring – we’ve received many questions on the subject.  Among those questions, Security Freezes were mentioned as a possible prevention measure against identity theft.
Our article last week talked about credit monitoring and the difference between paying for a service and doing it yourself.  Another step that you [...]

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