We recently had a question about getting free credit scores.  And with the general public’s growing awareness of the importance of good credit and their credit scores, more and more people are interested.  So what to do and where to go?
The two sites being advertised the heaviest right now are the freescore and freecreditreport websites.   [...]

When we talk about our credit scores, we are referring to the three scores calculated on the information stored by the three major credit reporting agencies in the U.S. and Canada: Equifax, Experian and TransUnion.  Rarely are these scores exactly the same because of different information in your credit file at each of the three [...]

The sale on FICO scores at myfico.com has been extended through the end of the year.  From now until December 31st, you can save 26% so they only cost $11.80 each, instead of the regular $16.  That is for your Experian and Transunion credit reports WITH actual FICO scores, not “FAKOs”.   Remember, FICO is the [...]

This article is of particular importance to a married person with most of the household’s financial accounts in the other spouse’s name.  
We’ve seen several occasions over the years where a change-of-life event can leave one spouse without a credit history and facing challenges with financial institutions and other companies.  Often senior citizens have a traditional relationship with [...]

You can save 26% on your FICO scores now through November 30th.  MyFICO is offering both your TransUnion and Equifax reports and scores for under $12 each; they are usually about $16.  Remember, if you are going to spend money on any credit scores, this is THE place to get them.  If the scores you have are [...]

We hear from a lot of people in January or February when they find out that they have a late payment on their credit report.  They often say that they were out of town and didn’t get the mail in time, or perhaps they just missed that bill among all the other mail they had to go through when [...]