Archive for the 'Credit Scores' Category

Senior Citizens and Credit

This article is of particular importance to a married person with most of the household’s financial accounts in the other spouse’s name.  
We’ve seen several occasions over the years where a change-of-life event can leave one spouse without a credit history and facing challenges with financial institutions and other companies.  Often senior citizens have a traditional relationship with [...]

FICO Scores On Sale

You can save 26% on your FICO scores now through November 30th.  MyFICO is offering both your TransUnion and Equifax reports and scores for under $12 each; they are usually about $16.  Remember, if you are going to spend money on any credit scores, this is THE place to get them.  If the scores you have are [...]

Paying Bills in the Holiday Season

We hear from a lot of people in January or February when they find out that they have a late payment on their credit report.  They often say that they were out of town and didn’t get the mail in time, or perhaps they just missed that bill among all the other mail they had to go through when [...]

Why Are Scores Different?

You check your credit reports regularly.
You decide to get your scores a few months before you go in for that loan application.
You find out some of the items on one credit report are not on the others AND none of your credit scores are the same as the ones from the other credit bureaus.
WHY??
Well, you [...]

8 Credit Score Myths

The Wall Street Journal’s Karen Blumenthal recently wrote an article highlighting common misconceptions about credit scores.  We have covered many of these items in previous articles on this site, such as paying off credit cards each month, and how long items stay on your credit report.  She also briefly discusses the variety of different credit [...]

FICO Score Sale!

It is a great time to check your credit reports and find out your FICO scores.  And you can do it at a 25% savings now through September 30th.
Simply click here and get the code at the right side of the page.   Then go to FICO Standard under the orange MyFICO Products on the right side [...]

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