When we see the same thing several times in the same week, it’s time to talk about it again.  And the biggest culprit lately seems to be apartment management companies.  We’re seeing lots of credit reports with collection accounts on them for apartment rentals and the clients know they didn’t owe anything because the property manager did the walk through with them and said everything was fine.

Sound familiar?  You HAVE to get “everything is fine” in writing!  Those companies change hands, managers move on, your contact is nowhere to be found.  You have no proof and a big ding on your credit for something that was taken care of years ago.

You can get more details here in a previous article we wrote on the topic.  Another one we see is cable company equipment.  If you turned the box or receiver in and didn’t get a receipt, it might show up as a collection on your credit file.  Yeah, this really happens.

So please remember to GET IT IN WRITING.  And save the paper.  It can make a world of difference when you are correcting your credit reports and building better credit scores.