We all know that the financial and credit landscape has changed dramatically over the past few years.  This is true in the auto industry as well as for people who have filed personal bankruptcy.  With our consulting services, we work with people from all walks of life who have experienced many different situations with their [...]

A common error that occurs on credit reports of those who file bankruptcy (BK) is that late payments and other derogatory items show up on their credit report after the filing date.
If someone files BK in June, it typically takes a few months for the process to be completed and discharged, if it's a Chapter [...]

You may have seen the headlines: Consumer Bankruptcies Are Up 32% in 2008.  As the economy worsened last year, more people filed for bankruptcy protection.  Having a bankruptcy (BK) on your credit report is a blow to credit scores.  
Having an accurate report as soon as possible will help your credit rating get back on track.  [...]

If you are an adult in the United States, you probably have a credit report.  In fact, you have three, based on credit files at each of the major credit reporting agencies or bureaus: Equifax, Experian and TransUnion.  And they are not going away; your credit history will likely stay with you for the rest [...]