Dell Inc, the computer company, has reached a settlement with 34 states to pay $1.5 million to their citizens who qualify.  The agreement came from consumer complaints about the company’s rebate offers, technical support, repair policies, and financing promotions.
These are the states that participated in the agreement with Dell: AZ, AR, CA, CT, DE, FL, [...]

 The second largest part of your credit score is the Amounts Owed, the balances on open credit cards compared to the credit limits on those same accounts, sometimes called the Utilization Ratio.  An important part of growing better credit scores is having a low ratio by having low balances on unused, available credit limits.
More and [...]

  Well, the figures for 2007 are in.  There were 656 data breaches reported last year, up 47% from the 2007 figure of 446, according to the Identity Theft Resource Center (ITRC).  These breaches involved over 35 million records, with insider theft more than doubling from 2007 to 2008.  And the outlook for 2009 isn’t [...]

  Do you have some money set aside for the unexpected?  Most experts say we should have access to an amount equal to at least six months’ worth of our expenses.  You never know when you might need a new tire or other car repair, or have a sudden medical expense or a window replacement for [...]

  Knowing what an Inquiry is and how it impacts your credit rating can help you keep your good credit and get a better score.  Understanding your credit and how it works before you go shopping may give you more financial options.
Whenever you authorize someone to check your credit as part of a loan or account [...]