By now, everyone knows they need good credit.  The financial markets have made lending restrictions even tighter and companies are lowering credit card limits, even on long time, good customers.
To give yourself every financial option you can, building your credit rating and getting better credit scores should be part of your Personal Financial Fitness [...]

    Most people check their credit reports for errors so they can correct them and get better credit scores.  Sometimes, when the corrections aren’t all the consumer hoped for, they add a Consumer Statement to their credit file.
The Fair Credit Reporting Act (FCRA) states “…that the consumer has the right to add a statement to [...]

  You might wonder what an equipment box from a cable company has to do with credit scores.  Well, at Complete Credit Services we see collection accounts for cable companies listed on credit reports all the time.  And the last thing you need when you are trying to build better credit scores is a collection [...]

Many people ask if paying off their credit cards every month will help them get a better credit score.  If you are someone who pays off their entire credit card balance each month, congratulations!  You are saving significant amounts of money by NOT paying any interest.  However, you may wonder why your credit scores are not higher even though you [...]