While driving in Tucson last week, I passed a cash advance/pay day loan store with a big sign out front that said “FIRST LOAN FREE”.  My initial thought was that they know most people will be coming back for the second, third and fourth loans, so they’ll make their money through repeat business.  My next [...]

   Learning about credit reports and understanding the scoring formula can help you get better credit scores.  Even if you have faced credit challenges or made some unwise choices in the past, your credit rating can recover.  And you can help it grow by making sure your credit report is accurate.  Remember, more than 79% of credit reports [...]

  You might wonder what an equipment box from a cable company has to do with credit scores.  Well, at Complete Credit Services we see collection accounts for cable companies listed on credit reports all the time.  And the last thing you need when you are trying to build better credit scores is a collection [...]