Should I add a Consumer Statement to my credit file?  The short answer is NO. 
A Consumer Statement is something that can be added to a person’s credit report, by them.  It is about the only thing a person can add to their own report.  Everything else on there comes from companies that pay the credit [...]

By now you probably know that you can get a free credit report.  It is NOT from the singing pirates with the catchy jingle – they are actually sponsored by one of the credit bureaus who require enrollment in one of their products to get your ‘free’ report. 
NOTE:  Any time you are asked to give [...]

You check your credit reports regularly.
You decide to get your scores a few months before you go in for that loan application.
You find out some of the items on one credit report are not on the others AND none of your credit scores are the same as the ones from the other credit bureaus.
WHY??
Well, you [...]

When someone we care about dies, the last thing we want to think about is their credit file.  And it certainly should not be at the top of the list.  However, it is very important that the remaining spouse, a family member or executor of the estate give notification of the death to financial institutions [...]

As more people learn about the importance of good credit scores, many are checking their own credit reports and finding errors.  The Fair Credit Reporting Act (FCRA) provides consumer rights to dispute inaccurate and outdated information directly with the credit bureaus and also with the company reporting the incorrect information.
However, the FCRA also provides the [...]

The Fair Credit Reporting Act (FCRA), Section 605(c), provides protection for active duty military personnel with the Active Duty Alert.  If you, or someone you know, is currently deployed or soon to be deployed, please pass this information on to them.
WHO CAN DO IT The active duty consumer or their personal representative can place a specific [...]