We have received so many questions over the past few weeks about getting your own credit reports.  Here is what you need to know:
YOU CAN CHECK YOUR CREDIT REPORT AT NO COST TO YOU
Everyone is entitled to one free report annually from each of the three credit bureaus for a total of THREE free reports [...]

The question keeps coming up about which credit scores to get when you want to check your own credit.   Short answer: FICO Scores.
FICO scores, based on the formula developed by the Fair Isaacs Corporation, are the industry standard.  All the other scores are ‘consumer scores’, most of them developed and marketed by the credit bureaus [...]

When someone files bankruptcy (BK), it has an impact on their credit.  We get many questions about what stays on the credit report after bankruptcy and how long it can be there.
THE BANKRUPTCY ITSELF
Whether you file Chapter 7 or Chapter 13, it will be listed in the Public Record section of your credit report.  This item can stay [...]

As banks and credit card companies continue to reduce credit lines and close credit card accounts, consumers are looking for alternatives.  One such tool can be a Secured Credit Card.
A secured credit card requires you to open and maintain a savings account as security for your line of credit. The amount required for a secured [...]

   We specialize in credit report correction and consumer credit education as the way for our clients to develop higher credit scores.  To have a good starting point, we recommend that everyone check their own credit reports at least three times per year.  This is easily accomplished using the no-cost credit reports everyone is entitled [...]

   A few years after it was first announced, FICO 08 is finally being used.  This updated version of the FICO score became available from TransUnion (TU), one of the three major credit bureaus.  The full name used by TU is FICO Risk Score Classic 08 and it has some major changes from previous FICO score [...]