REDUCE YOUR RISK
Advance planning now can mean time and frustration saved later in the event it happens to you.   

Copy both sides of everything in your wallet:
Driver License
Insurance Cards
Credit, Gasoline and Retail Store Cards
Voter Registration
Membership and Club Cards
Library and Community Cards
Checking Account Debit Cards 

Keep this important paper in a safe, locked place at home.  In the [...]

In today’s society credit cards are a way of life.  Unfortunately for many people, their credit card debt is consuming and controls their life.  However, with accurate information and self-determination, credit cards can become very effective tools to build a positive credit rating as part of a successful financial fitness plan.
1) CHANGE YOUR MIND
-Decide that [...]

When you want to check your own credit scores, we recommend getting FICO scores.  The Fair Isaacs Corporation owns the FICO scoring formulas and the majority of lenders in the United States use some version of the FICO score. 
The consumer credit scores that are heavily advertised, particularly by the credit bureaus, are not necessarily FICO [...]

The Fair Credit Reporting Act (FCRA) allows consumers to obtain three free credit reports per year, one from each of the three major credit bureaus.  When you find errors on your credit reports and notify the credit bureaus in writing that these items are not correct, they have thirty (30) days by law to respond per the FCRA. 
Be aware that [...]