As everyone looks for ways to cut their expenses, some are looking at ways to add to their incoming money sources. One place to look is at the website of the National Association of Unclaimed Property. You can also check out www.missingmoney.com for all states’ records except California and New York.
There is approximately $33 [...]
As consumers are fine-tuning their financial fitness plans while trying to get better credit scores, the Universal Default topic keeps coming up. Questions such as, “How can they change my rate when I wasn’t late on that account?” or “I always make more than the minimum payment and I send it in early – what happened?” [...]
Many people believe they should close their credit cards when they are paid off. While some people may need to close them to stop themselves from using them and increasing their debt, this will almost always have a negative impact on credit scores.
Part of a good Financial Fitness Plan includes getting better credit scores. Part of [...]
By now, everyone knows they need good credit. The financial markets have made lending restrictions even tighter and companies are lowering credit card limits, even on long time, good customers.
To give yourself every financial option you can, building your credit rating and getting better credit scores should be part of your Personal Financial Fitness [...]
We often get this question from our clients: How many credit cards should I have? or How many credit cards should I keep open? If Personal Financial Fitness is part of your resolution for the new year, getting a better credit score should be part of it.
Open, revolving accounts such as major credit [...]
Many people ask if paying off their credit cards every month will help them get a better credit score. If you are someone who pays off their entire credit card balance each month, congratulations! You are saving significant amounts of money by NOT paying any interest. However, you may wonder why your credit scores are not higher even though you [...]