Posts Tagged 'credit report'

Protect Credit At Tax Time

The tax filing deadline is tomorrow.  Identity thieves are counting on people being in a hurry and focused on things other than identity theft prevention. 
Here are some tips to protect your personal information and your credit:
1) Keep your personal and tax information locked up.  Whether at home or the office, do not leave a pile of tax [...]

Credit Report After Bankruptcy

When someone files bankruptcy (BK), it has an impact on their credit.  We get many questions about what stays on the credit report after bankruptcy and how long it can be there.
THE BANKRUPTCY ITSELF
Whether you file Chapter 7 or Chapter 13, it will be listed in the Public Record section of your credit report.  This item can stay [...]

Save 30% on FICO Scores!

We’ve written many times about the difference between FICO scores and FAKO scores – the ones that the credit bureaus advertise a lot that are not an equal comparison to the score that a lender sees.  So when your actual FICO scores are on sale, we want to make sure you know about it.
They usually [...]

What About Free Scores?

We recently had a question about getting free credit scores.  And with the general public’s growing awareness of the importance of good credit and their credit scores, more and more people are interested.  So what to do and where to go?
The two sites being advertised the heaviest right now are the freescore and freecreditreport websites.   [...]

Beware ‘No Payments for 1 Year’ Accounts

We’ve all seen the ads: “Qualify today and get 12 months with no payments and no interest!” or  “Your purchase free for one year!”  Some people have benefited from this type of financing and saved money be paying the account off before the interest charges kicked in.
However, there are some things that consumers should be aware of, [...]

Your Mid Score

When we talk about our credit scores, we are referring to the three scores calculated on the information stored by the three major credit reporting agencies in the U.S. and Canada: Equifax, Experian and TransUnion.  Rarely are these scores exactly the same because of different information in your credit file at each of the three [...]

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