One of the items that is included in your credit report is the section called “Inquiries”. This section is included in the “New Credit” part of your score, which accounts for 10% of the FICO scores.
There are two types of Inquiries.
When you check your own credit reports, whether your annual, no-cost ones, or your FICO [...]
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We recommend that everyone check their credit [...]
A common error that occurs on credit reports of those who file bankruptcy (BK) is that late payments and other derogatory items show up on their credit report after the filing date.
If someone files BK in June, it typically takes a few months for the process to be completed and discharged, if it's a Chapter [...]
Learning about credit reports and understanding the scoring formula can help you get better credit scores. Even if you have faced credit challenges or made some unwise choices in the past, your credit rating can recover. And you can help it grow by making sure your credit report is accurate. Remember, more than 79% of credit reports [...]
If you are an adult in the United States, you probably have a credit report. In fact, you have three, based on credit files at each of the major credit reporting agencies or bureaus: Equifax, Experian and TransUnion. And they are not going away; your credit history will likely stay with you for the rest [...]
We have received many questions about the company LifeLock and their identity theft prevention services. When we first saw their advertisement, we checked out their website. It was very clear with a thorough explanation of their services and fees.
And they do what every single person in America can do for themselves. For free.
As we always emphasize to [...]