We’ve written many times about the difference between FICO scores and FAKO scores – the ones that the credit bureaus advertise a lot that are not an equal comparison to the score that a lender sees.  So when your actual FICO scores are on sale, we want to make sure you know about it.
They usually [...]

We recently had a question about getting free credit scores.  And with the general public’s growing awareness of the importance of good credit and their credit scores, more and more people are interested.  So what to do and where to go?
The two sites being advertised the heaviest right now are the freescore and freecreditreport websites.   [...]

The sale on FICO scores at myfico.com has been extended through the end of the year.  From now until December 31st, you can save 26% so they only cost $11.80 each, instead of the regular $16.  That is for your Experian and Transunion credit reports WITH actual FICO scores, not “FAKOs”.   Remember, FICO is the [...]

ALL CREDIT SCORES ARE NOT EQUAL
 
In the U.S. the FICO score is used by the majority of financial institutions.  It was created in the 1950s by the Fair Isaacs Corporation and ranges from 300 to 850.  Generally, the higher the score, the more financial options a consumer has.
 
FICO has specific formulas for different industries: mortgage, [...]

If you are an adult in the United States, you probably have a credit report.  In fact, you have three, based on credit files at each of the major credit reporting agencies or bureaus: Equifax, Experian and TransUnion.  And they are not going away; your credit history will likely stay with you for the rest [...]

The Arizona Daily Star is reporting that an Arizona Department of Economic Security hard-drive containing personal and sensitive information for a number of Arizona children was stolen from a storage unit in Phoenix.  Several other storage units, not belonging to DES, were also broken into, so it does not appear that the DES unit was specifically [...]