Posts Tagged 'fair credit reporting act'

Credit Bureau Replies

By now you probably know that you can get a free credit report.  It is NOT from the singing pirates with the catchy jingle – they are actually sponsored by one of the credit bureaus who require enrollment in one of their products to get your ‘free’ report. 
NOTE:  Any time you are asked to give [...]

Is 7 Years Really 7 Years?

One of our clients recently said that someone told them that just because something is supposed to come off your credit report in seven years, doesn’t mean it happens right away.  They said it could take a few months to come off.
Well, our focus at Complete Credit Services is credit score building through education.  We [...]

Beware the Frivolous Dispute

As more people learn about the importance of good credit scores, many are checking their own credit reports and finding errors.  The Fair Credit Reporting Act (FCRA) provides consumer rights to dispute inaccurate and outdated information directly with the credit bureaus and also with the company reporting the incorrect information.
However, the FCRA also provides the [...]

CREDIT REPORT DISPUTE TIPS

   A successful Financial Fitness plan should include credit building strategies to get better credit scores.  One part of building good credit is to schedule regular Credit Report Monitoring and correct any errors.
The Fair Credit Reporting Act (FCRA) allows consumers to obtain three credit reports each year at no cost, one from each of the three major credit bureaus.  The true, FCRA mandated site [...]

FICO SCORES ON SALE

   We specialize in credit report correction and consumer credit education as the way for our clients to develop higher credit scores.  To have a good starting point, we recommend that everyone check their own credit reports at least three times per year.  This is easily accomplished using the no-cost credit reports everyone is entitled [...]

The “Other” Credit Reports

   By now, most consumers know they have a credit file and that the credit bureaus, also known as credit reporting agencies, keep these files.  You know the importance of monitoring your credit reports to assure accuracy as you build your credit rating and get better scores.  The Fair Credit Reporting Act (FCRA) and its amendment, the  [...]

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