Studies show that 79% of all credit reports contain errors.  Additionally, 25% of credit reports contain errors serious enough to result in a denial of credit.  So how do errors get on the reports?   Before we talk about how mistakes happen, we should to review how the credit report itself is developed.
Lenders who have extended credit [...]

The emails are flying about the ’soon-to-be-released list of cell phone numbers’.  This is not true.
This rumor has been around for more than six years and seems to resurface every so often.  Snopes is a good place to check this type of email rumors.  They also have links to the Federal Communications Commission, FCC, and [...]

They’re still here – companies wanting to take advantage of people looking to modify their mortgage and/or may be facing foreclosure.  While speaking to my friend in the mortgage industry last week, I realized that we haven’t addressed this topic in a while.  And it’s an important topic.
WHAT IT IS
Companies that advertise “Stop Foreclosure Now”, [...]

Yes, the Super Bowl is over and tax time is upon us.   While most people’s focus is on maximizing deductions and getting a refund, it is a good idea to think about identity theft prevention while your personal financial documents are front and center stage.  An important part of getting better credit scores is protecting [...]

Whenever there is a disaster in the world and the donations of assistance pour in, there seems to be an influx of scams attempting to take advantage of peoples’ generosity.  Because of the earthquake in Haiti and the volume of electronic donations this week, we are providing some information to avoid charity scams and protect [...]

Another form of identity theft that has been around for awhile and is getting some recent publicity is “spoofing”.  Spoofing allows callers to disguise the phone number they are actually calling from.  There are services that allow callers to register with them, then enter a caller ID number that they want to display on the [...]