The sale on FICO scores at myfico.com has been extended through the end of the year.  From now until December 31st, you can save 26% so they only cost $11.80 each, instead of the regular $16.  That is for your Experian and Transunion credit reports WITH actual FICO scores, not “FAKOs”.   Remember, FICO is the [...]

This article is of particular importance to a married person with most of the household’s financial accounts in the other spouse’s name.  
We’ve seen several occasions over the years where a change-of-life event can leave one spouse without a credit history and facing challenges with financial institutions and other companies.  Often senior citizens have a traditional relationship with [...]

Right now many people are looking at purchasing a home, especially with the extension and expansion of the home buyer’s tax credit.    Sometimes they are unable to qualify for the home loan because of credit scores that are too low.  Christy Miller, a mortgage advisor with American Home Mortgage, said that a minimum score of [...]

It is a great time to check your credit reports and find out your FICO scores.  And you can do it at a 25% savings now through September 30th.
Simply click here and get the code at the right side of the page.   Then go to FICO Standard under the orange MyFICO Products on the right side [...]

Here is a question that resurfaces at least twice a year:
I should have a credit score of over 800 for the best rates, right?
Well, not necessarily.  FICO scores range from 300 to 850; most lenders have a minimum score required for loan or credit card approval, typically in the mid 600s to lower 700s right now.
Yes, it [...]

Yeah!  You found a house you want to purchase and your credit scores met the mortgage company’s requirements.  When you are in the home buying process and have started the paperwork with your lender, you need to at least keep your credit rating where it was when you qualified for the loan.  These recommendations, compiled [...]