Yes, every adult in the U.S. is entitled to a free credit report each year.  You actually get THREE free reports annually, one from each of the three credit reporting agencies, better known as credit bureaus.   These have been available since late 2004, thanks to the provisions in FACTA, the Fair and Accurate Credit Transactions [...]

You can save 26% on your FICO scores now through November 30th.  MyFICO is offering both your TransUnion and Equifax reports and scores for under $12 each; they are usually about $16.  Remember, if you are going to spend money on any credit scores, this is THE place to get them.  If the scores you have are [...]

One of the items that is included in your credit report is the section called “Inquiries”.  This section is included in the “New Credit” part of your score, which accounts for 10% of the FICO scores.   
There are two types of Inquiries.
When you check your own credit reports, whether your annual, no-cost ones, or your FICO [...]

The good folks at myfico.com are having a sale.  Now through July 31st we can save 25% on our credit reports and real FICO scores.  Just look on the upper right side under "Products" for FICO Standard.  Use the code FICOHELP25 when you check out for your 25% savings.
We recommend that everyone check their credit [...]

What will a loan modification do to credit scores?  As one of the latest trends in the housing and mortgage industry continues to unfold, we are fielding many questions about it. 
WHAT IS A LOAN MODIFICATION? According to HUD (Housing and Urban Development) a Loan Modification is a permanent change in one or more of the [...]