The question keeps coming up about which credit scores to get when you want to check your own credit.   Short answer: FICO Scores.
FICO scores, based on the formula developed by the Fair Isaacs Corporation, are the industry standard.  All the other scores are ‘consumer scores’, most of them developed and marketed by the credit bureaus [...]

We have a client who is finalizing their new home search to take advantage of the homebuyers tax credit.  As part of their Credit Building Plan, we recommended that all mortgage inquiries be done within a 14-day period.  This is due to the way the FICO scoring formula processes rate shopping.   All mortgage, auto and student [...]

Yes, every adult in the U.S. is entitled to a free credit report each year.  You actually get THREE free reports annually, one from each of the three credit reporting agencies, better known as credit bureaus.   These have been available since late 2004, thanks to the provisions in FACTA, the Fair and Accurate Credit Transactions [...]

You can save 26% on your FICO scores now through November 30th.  MyFICO is offering both your TransUnion and Equifax reports and scores for under $12 each; they are usually about $16.  Remember, if you are going to spend money on any credit scores, this is THE place to get them.  If the scores you have are [...]

One of the items that is included in your credit report is the section called “Inquiries”.  This section is included in the “New Credit” part of your score, which accounts for 10% of the FICO scores.   
There are two types of Inquiries.
When you check your own credit reports, whether your annual, no-cost ones, or your FICO [...]

The good folks at myfico.com are having a sale.  Now through July 31st we can save 25% on our credit reports and real FICO scores.  Just look on the upper right side under "Products" for FICO Standard.  Use the code FICOHELP25 when you check out for your 25% savings.
We recommend that everyone check their credit [...]