We recently wrote about the so-called “Free” credit reports that really aren’t free in this article.  Well, CNNMoney.com listed them as one of America’s biggest rip-offs.  Amazingly, Experian – a credit bureau that owns freecreditreport.com, said that they do realize that some people who sign up don’t realize they are signing up for a credit [...]

Yes, every adult in the U.S. is entitled to a free credit report each year.  You actually get THREE free reports annually, one from each of the three credit reporting agencies, better known as credit bureaus.   These have been available since late 2004, thanks to the provisions in FACTA, the Fair and Accurate Credit Transactions [...]

Well, our government tax dollars are at work again.  The Federal Trade Commission has a video about the true, no-cost credit reports available to all Americans.  Don't be fooled by the singing pirates and other catchy jingles that you see online or on TV.  Remember, if you have to give your credit card number to [...]

Before you check out this new singing credit video, there are a few things we have to say.
We’ve said it before and yet we get questions about it. 
People still think it’s the place to go for the no-cost credit reports they are entitled to by law. 
Just because Experian pays big bucks to advertise their [...]

Monitoring your credit to make sure your information is accurate is an important step toward getting better credit scores.  You can do this at no cost under your consumer rights provided by the Fair Credit Reporting Act (FCRA).  Just go to annualcreditreport.com or the Federal Trade Commission’s website.
NOTE: There are many imposter websites as [...]

  Happy New Year!  As we start 2009, many people are making resolutions, wanting to do things better and differently than they did in the past.  Surely with the current economic climate, personal finance will make its way into some of these decisions.  And better credit scores are playing a significant role in consumers’ finances.
Credit [...]