The Fair Credit Reporting Act and its 2003 amendment, the Fair and Accurate Credit Transactions Act (FACTA), allows consumers to obtain a free copy of their own credit report from each of the three major credit bureaus, Experian, Equifax and TransUnion.
The OFFICIAL, SECURE place to do this online is at www.annualcreditreport.com.
This site is the government [...]
REDUCE YOUR RISK
Advance planning now can mean time and frustration saved later in the event it happens to you.
Copy both sides of everything in your wallet:
Driver License
Insurance Cards
Credit, Gasoline and Retail Store Cards
Voter Registration
Membership and Club Cards
Library and Community Cards
Checking Account Debit Cards
Keep this important paper in a safe, locked place at home. In the [...]
The Fair Credit Reporting Act (FCRA) allows consumers to obtain three free credit reports per year, one from each of the three major credit bureaus. When you find errors on your credit reports and notify the credit bureaus in writing that these items are not correct, they have thirty (30) days by law to respond per the FCRA.
Be aware that [...]