We’re hearing this from lots of people.  And if you think it doesn’t apply to you because you have good credit, keep reading. 
Your credit card limits play an important part in your FICO credit score.  Understanding how it works can help you get, and keep, a higher credit score. 
Credit card companies, along with [...]

  Knowing what an Inquiry is and how it impacts your credit rating can help you keep your good credit and get a better score.  Understanding your credit and how it works before you go shopping may give you more financial options.
Whenever you authorize someone to check your credit as part of a loan or account [...]

It’s that time of year.  Many people are already shopping in anticipation of the upcoming holidays.  And with the current economy, several stores are starting their holiday push earlier than usual to get even more people through their doors.
As personal budgets get tighter and the pursuit of savings and good deals becomes more important, people are often [...]

Right now, customers with established credit in good standing should be aware of something that can hurt their credit scores.  And it is not necessarily a result of anything they did wrong.
Remember, the second largest part of the FICO credit score is the Amounts Owed; this accounts for 30% of your scores.  With the continued uncertainties [...]

The FICO credit scores are on sale through the end of July.  That means you can save 20% on the FICO Credit Complete Package that includes all three credit reports from TransUnion, Experian and Equifax AND all three of your actual FICO scores. 
Go to www.myfico.com, click on the Products tab, and look for the FICO [...]

When you want to check your own credit scores, we recommend getting FICO scores.  The Fair Isaacs Corporation owns the FICO scoring formulas and the majority of lenders in the United States use some version of the FICO score. 
The consumer credit scores that are heavily advertised, particularly by the credit bureaus, are not necessarily FICO [...]