If you have not yet checked your own credit report this year – 2009, it is time.
No, it won't cost you anything.
Yes, it will take a bit of your time.
Yes, it can be inconvenient in the middle of all the other things you have to do.
It IS the best way to be sure that there [...]
Regularly monitoring your credit reports is an important part of growing better credit scores. Because so many credit reports have errors on them, you want to review yours often to be sure that nothing erroneous has been added.
So what do you do if there is suddenly a late payment or charge-off notation on one of [...]
By now, everyone knows they need good credit. The financial markets have made lending restrictions even tighter and companies are lowering credit card limits, even on long time, good customers.
To give yourself every financial option you can, building your credit rating and getting better credit scores should be part of your Personal Financial Fitness [...]
Monitoring your credit to make sure your information is accurate is an important step toward getting better credit scores. You can do this at no cost under your consumer rights provided by the Fair Credit Reporting Act (FCRA). Just go to annualcreditreport.com or the Federal Trade Commission’s website.
NOTE: There are many imposter websites as [...]
An important part of getting a good credit score, and keeping it, is having a credit monitoring plan in place. The good news is there are many options available to check your credit.
Under the Fair Credit Reporting Act, everyone in the U.S. is entitled to THREE credit reports per year, one from each of the [...]