Before you check out this new singing credit video, there are a few things we have to say.

We’ve said it before and yet we get questions about it. 

People still think it’s the place to go for the no-cost credit reports they are entitled to by law. 

Just because Experian pays big bucks to advertise their singing pirates all over the television doesn’t mean you’ll get the free credit report that your consumer rights allow you to get once a year.

NOTE: When you have to “enroll” in anything, and give your credit card for payment, it’s NOT free.
(If it was really free, how could they afford all those advertising fees?)

Well, here it is.  Yes, the Federal Trade Commission, the regulatory agency that oversees the credit bureaus and consumer credit issues, has released a jingle to let people know where they can get their REAL, no-cost credit report. Just click the arrow in the middle of the video screen to watch it.

Yes folks, you want to go to ANNUALcreditreport.com to get all three of your free reports each year.  Remember, you get one from each of the three credit bureaus.  You can check them every four months for year-round monitoring and it won’t count against your scores when you get your own reports.

Checking your credit report and correcting any errors is an important part of building better credit scores.  It’s easy to do, it doesn’t cost anything except your time and it can make the difference in an auto loan at 5% or one at 21%.  That’s money in your pocket. 

Let’s stop giving our money to the credit bureaus for something that we are legally entitled to for free.  Learn the facts, get credit wise and get on your way to improving your financial future.  Click here to be notified when new articles are posted to our site.  And feel free to share this article with your friends.