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	<title>Comments on: Use Your Credit Cards Wisely</title>
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	<description>all about credit reports and how to get better credit scores</description>
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		<title>By: Have You Started Your Smart Fund?</title>
		<link>http://www.completecreditservices.com/use-your-credit-cards-wisely/comment-page-1/#comment-369</link>
		<dc:creator>Have You Started Your Smart Fund?</dc:creator>
		<pubDate>Mon, 15 Dec 2008 14:50:34 +0000</pubDate>
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		<description>[...] though you may use the cash in an emergency, we call it a Smart Fund.  Just start saving your coins or put aside $5 or $10 each week and designate that as your Smart [...]</description>
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